Equity Release for Financial Services - Current & Future Budgeting

Introduction

This new webinar will cover the importance of accurately assessing current and future income and expenditure as part of an Equity Release recommendation. This has been mentioned as a critical element of the advice process in Financial Conduct Authority (FCA) Thematic Reviews as well as featuring in Equity Release Council standards.

When clients unlock a portion of their accumulated wealth, there is a direct impact on financial flexibility and ability to meet essential expenses in the future. Understanding cash flow is important, not only to ensure that clients can meet all of their future liabilities, but also to help identify clients who are vulnerable and find it difficult to manage their finances effectively. Both of these issues could influence the suitability of a recommendation to release equity.

What You Will Learn

This webinar will cover the following:

• Assessing income: is it reliable and sustainable?
• Analysis of current and future expenditure
• Examining the adequacy of disposable income
• Factoring in foreseeable changes to the budget
• The impact of current and future budgeting on recommendations

This pre-recorded webinar will be available to view from Tuesday 11th November 2025

Alternatively, you can gain access to this webinar and 1,800+ others via the MBL Webinar Subscription. Please email webinarsubscription@mblseminars.com for more details.