Investment Bonds in Estate Planning - Flexible Strategies for Inheritance Tax Efficiency

Introduction

Inheritance Tax planning is becoming more complex and traditional solutions are under increasing pressure to deliver flexibility and tax efficiency.

Investment bonds are often overlooked, yet they remain one of the most versatile tools available for estate structuring. As unique tax wrappers, they offer planning opportunities that are not easily replicated by other investment vehicles.

This new virtual classroom seminar explores how investment bonds can be used effectively in IHT planning, including tax deferral strategies, efficient gifting approaches and their use within trusts. You will also gain practical insight into managing existing bonds and assessing the available options to optimise outcomes for clients.

Register today to strengthen your understanding of investment bonds and learn how to use them more strategically in modern estate and tax planning.

What You Will Learn

The session will cover the following:

• How investment bonds are taxed and the key principles governing their tax treatment
• Practical considerations and common issues when using bonds in planning
• Using trusts with investment bonds, including Discounted Gift Trusts and Loan Trusts
• How investment bonds are treated in long-term care fee assessments

Recording of live sessions: Soon after the Learn Live session has taken place you will be able to go back and access the recording - should you wish to revisit the material discussed.