2026 Insurance Law: What You Need to Know

Introduction

2025 marked a significant milestone, the tenth anniversary of the Insurance Act 2015, yet it also ushered in a wave of judicial decisions that began to address longstanding uncertainties in this transformative legislation.

This webinar distils the most important shifts, from the evolving scope of the insured’s duty of fair presentation and the meaning of senior management, to the Courts’ latest thinking on warranties, section 11, third party rights and consent to settle.

Please note that basic knowledge of insurance law is assumed for this update session.

What You Will Learn

This webinar will cover the following:

• The latest on the insured’s duty to make a fair presentation of the risk at placement, the meaning of ‘senior management’, reasonable search and waiver for these purposes
• How the insurers can establish a remedy in the event of a breach of duty of fair presentation and proving what would have happened if a fair presentation had been made
• The latest on breaches of warranty and the meaning of ‘terms describing the risk as a whole’ under section 11 of the Act
• Bringing a claim under the Third Party (Rights against Insurers) Act 2013 and the third party’s obligations in respect of the original policy terms.