2026 Essential Insurance Law Updates

Introduction

2025 marked a significant milestone with the tenth anniversary of the Insurance Act 2015, yet it also ushered in a wave of judicial decisions that began to address long standing uncertainties in this transformative legislation.

This live and interactive session distils the most important shifts, from the evolving scope of the insured’s duty of fair presentation and the meaning of senior management, to the Courts’ latest thinking on warranties, section 11, third party rights, consent to settle, estoppel and the continuing fallout from business interruption litigation.

What You Will Learn

This live and interactive session will cover the following:

• The latest on the insured’s duty to make a fair presentation of the risk at placement, the meaning of ‘senior management’, reasonable search and waiver for these purposes
• How the insurers can establish a remedy in the event of a breach of duty of fair presentation and proving what would have happened if a fair presentation had been made
• The latest on breaches of warranty and the meaning of ‘terms describing the risk as a whole’ under section 11 of the Act
• Bringing a claim under the Third Party (Rights against Insurers) Act 2013 and the third party’s obligations under the insurance contract
• Claims - consent to settle, insurers estopped from relying on policy terms
• The latest on the COVID-19 non-damage business interruption cases

Recording of live sessions: Soon after the Learn Live session has taken place you will be able to go back and access the recording - should you wish to revisit the material discussed.