Consumer Credit & Unfair Relationships - Key Provisions & Case Law

Introduction

Over a decade since its introduction, the unfair relationship provisions of s.140 of the Consumer Credit Act 1974 have proved to be a fertile backdrop for litigation.

This webinar will explore its history, key provisions, and important case law.

It will allow those involved in consumer credit legislation to have a greater understanding and recognition of what an unfair relationship is and when it might apply.

What You Will Learn

This webinar will cover the following:

• History and background to s.140 of the Consumer Credit Act 1974
• Extortionate credit bargains and the need for reform
• S.140:
• The new test
• Effective dates
• Relevant court provisions
• Extent and exclusions
• Burden of proof
• What is unfairness?
• Overview of case law
• Limitation

This webinar was recorded on 27th February 2023