AML Compliance for FinTech Startups - Risks, Controls & Scalable Frameworks

Introduction

FinTech startups often scale rapidly, develop new products at speed and depend heavily on third-party technology and service providers. If AML arrangements fail to keep pace, these features can create significant regulatory, operational and financial crime risks.

This webinar explains how emerging FinTech businesses can establish proportionate AML controls without restricting legitimate growth and innovation. It provides practical guidance on customer onboarding, transaction monitoring, outsourcing, governance and the development of a framework that can mature alongside the business.

It is ideal for FinTech founders and operators, compliance leads, MLROs, in-house legal teams, risk managers, RegTech professionals and advisers supporting early-stage financial services businesses.

What You Will Learn

This webinar will cover the following:

• Why FinTech AML risk profiles differ from those of established financial institutions
• How products, rapid growth and digital delivery channels affect financial crime exposure
• The difference between minimum viable compliance and a genuinely scalable AML framework
• Practical customer due diligence and identity verification for digital onboarding
• How to design and refine transaction-monitoring rules for new products
• Managing AML risks arising from vendors, outsourced processes and technology providers
• Establishing clear governance, accountability and management information
• Common AML mistakes made by FinTech startups and how to avoid them
• How to prioritise implementation during the first 6 to 12 months