2026 Banking Law: A Year-End Review & Update

Introduction

This virtual classroom seminar will give you actionable insights to navigate the most important UK, EU and US regulatory and legislative changes of the past 12 months, affecting banking and finance, to help you protect your clients, stay compliant, and anticipate emerging trends. This short and intense comprehensive and interactive session will explore the recent developments as well as their impact on both documentation and standard practice.

What You Will Learn

This live and interactive course will cover the following:

• UK
• Financial Services and Markets Bill: Modernising financial regulation, increasing competition, and strengthening digital consumer protection
• Reforms to Bank Ring-Fencing: Easing operational restrictions for ring-fenced banks while maintaining deposit protections
• Crackdown on Late Payments: Introducing a strict 60-day cap on payment terms when dealing with smaller suppliers
• Debanking Protections: Requiring banks to give 90 days’ notice and reasons before closing accounts
• Basel 3.1 Implementation: Advancing new capital rules alongside a simplified regime for smaller firms and building societies
• US
• Basel III Endgame (Take Two): Revised U.S. Basel III proposals aim to reduce capital requirements and adjust risk weightings and G-SIB surcharges
• Supervisory & Examination Overhaul: Regulators are revising CAMELS ratings and creating independent appeals processes to reduce supervisory subjectivity
• FinTech and Stablecoin Policies: New policies are accelerating integration of digital assets, stablecoins, and AI into banking regulation
• Leverage and Stress Testing Relief: Agencies are easing leverage requirements and reviewing stress testing and CBLR frameworks
• EU
• Basel III Implementation (CRR III and CRD VI): Implementing final Basel III reforms, ESG risk requirements, and stronger third-party oversight
• New Anti-Money Laundering Authority (AMLA): Centralising EU AML/CFT supervision and coordination of national FIUs
• Payment Services Directive (PSD3) & PSR: Strengthening fraud prevention, payee verification, and reimbursement protections for digital payments
• Instant Payments Regulation: Requiring instant euro transfers with capped transaction fees
• ECB Supervisory Streamlining: Simplifying reporting requirements and harmonising structural banking reforms

Recording of live sessions: Soon after the Learn Live session has taken place you will be able to go back and access the recording - should you wish to revisit the material discussed.