Life Assurance & Inheritance Tax Planning - Practical Strategies for Modern Estates

Introduction

Inheritance Tax (‘IHT’) is expanding in scope, now affecting agricultural and business assets, with pensions set to be included from 2027. As liabilities increase, so too does the pressure on estate planning strategies.

Life assurance has long been used to help fund IHT liabilities, but its role is becoming even more significant. When structured correctly, policies can provide liquidity at the right time, helping estates meet tax obligations without forcing the sale of key assets.

This new virtual classroom seminar explores how life assurance can be integrated effectively into estate and IHT planning, including its interaction with trusts and broader structuring techniques. You will gain practical, solicitor-focused insight to strengthen your advice, reduce client risk and improve outcomes in increasingly complex estates.

Register today to enhance your understanding of how life assurance can be used strategically in modern estate planning and to prepare for the evolving IHT landscape.

What You Will Learn

The session will cover the following:

• Overview of the main types of life assurance policies available in the market
• Typical pricing and cost considerations for different policy structures
• Practical steps and challenges in establishing policies, including medical underwriting requirements
• Using trusts to hold policies and the associated tax treatment implications

Recording of live sessions: Soon after the Learn Live session has taken place you will be able to go back and access the recording - should you wish to revisit the material discussed.