Insurance Law - The Latest Developments & Policy Update
This interactive course will update delegates on the latest developments in the rapidly evolving field of insurance law and will also discuss some of the fundamental changes in the industry itself including the impact of artificial intelligence.
The course will focus on the needs of busy practitioners who have experience in insurance and are looking for a clear and practical summary of recent developments impacting the placement and operation of insurance policies and the making of claims.
What You Will Learn
This course will cover the following:
- A review of the insured’s duty at placement of a risk and of the broker’s duty to advise its client - Young v Royal & Sun Alliance
- Where are we on the construction of standard clauses such as ‘use of a vehicle’ under the Road Traffic Act and standard London market clauses?
- The latest developments in the fight against fraud, including identifying fraudulent claims, the use of exemplary damages, awards of damages for deceit against dishonest claimants and actions for contempt of court
- Recovering under insurance contracts - causation, proximate cause, multiple proximate causes and the impact of exclusion clauses, including the important distinction between a positive exclusion of a risk and lack of cover
- The aggregation of claims and the maximisation of cover under insurance policies
- Limitation on the insurer’s rights to subrogate; when and how insurers can subrogate against co-insureds and who pays?
- Potential extension to the laws of vicarious liability - can an employer be liable even if it is the victim of an employee’s wrongdoing?
- Future developments - the impact of artificial intelligence, cyber risk and the end of insurable interest?
9:30am - 5:15pm
Please let us know if you wish to be notified when new dates are added for this programme