Electronic Signatures & Digital Mortgages - Key Updates for Conveyancers

Introduction

The Land Registry states that ‘a fully digitised service will make the registry’s role in developing, buying and selling land and property and collateralising mortgages and loans ’almost totally frictionless’.

Like it or not, as with every other part of modern life, conveyancing is moving increasingly into the virtual world and this webinar provides a comprehensive introduction to the issues.

What You Will Learn

This webinar will cover the following:

• What is meant by a deed and execution generally
• Land Registry Practice Guide 82 on execution of deeds
• Practicalities of such execution - consents under restrictions and notices at Land Registry
• Amending a deed executed electronically
• Law Society Guidance, Law Commission Report and Government response on electronic signatures and their acceptability
• Artificial Intelligence - changing the face of conveyancing?
• Neocleous & Anor v Rees - e-mail footer counted as signature for property contract
• A look at the Land Registry Report which included paperless mortgages
• Illustrative cases on mortgage execution - or lack of it
• Digital mortgages and the lending market - the UK Finance Report and changes as a result
• Practice Guide 29 on execution of deeds and section 14 as to digital mortgages
• Simple contracts, documents that by reason of a statutory obligation must be in writing or signed under hand
• Deeds, Companies Act 2006 incorporated companies, their minutes and resolutions
• Evidential value, combinations of signature methods, originals and counterparts
• Potential conflict of laws, companies providing electronic and digital platforms to lenders and others such as ‘DocuSign’
• Section 91(5) of the Land Registration Act 2002 on electronic documents and the Land Registration (Electronic Conveyancing) Rules 2008
• Land Registry: ‘Safe Harbour Standard’ conveyancing requirements to encourage digital ID checks and what documents can be accepted executed electronically

This pre-recorded webinar will be available to view from Tuesday 5th January 2027

Alternatively, you can gain access to this webinar and 2,400+ others via the MBL Webinar Subscription. Please email webinarsubscription@mblseminars.com for more details.