A Practical Guide to ‘Simple Procedure’ & Debt Litigation

Introduction

This course will provide guidance on how to pursue consumer debts and will also cover repossession actions which is a hot topic in regulated debt recovery.

If you are a solicitor or paralegal working in debt litigation then this course is for you.

What You Will Learn

This course will cover the following:

• Return of Goods actions - a forensic look at the process and some common misunderstandings about what motor finance providers can and can't do
• Repossession actions - looking in particular at term expired cases and issues surrounding customer vulnerability with example case studies
• Enforcement - Presented by a guest speaker from the Sheriff's office with case study examples:
• The various methods of enforcement in Scotland
• How to select the best method
• Practical difficulties encountered
• Common defences put forward - what are they and how can you rebut them
• Types of defences in debt cases
• Top tips on how to deal with them with case studies
• A summary of the process in Return of Goods actions
• Repossession actions with a particular focus on the industry hot topic of vulnerability
• A view from a Guest Speaker Dorothy Lowe, a sheriff officer on current enforcement methods and what might be coming post the Government consultation on Diligence